According to the Coalition Against Insurance Fraud, an estimated $80 billion is paid out annually in fraudulent insurance claims. The Cothran Group LLC will try to determine whether someone has filed a false insurance claim. There are many types of insurance investigations, including:
Car insurance fraud investigation. Some criminals stage accidents, in which they purposely collide with another car and then try to accuse the other driver of an accident in order to file claims. Some criminals attempt vehicle theft fraud, trying to get money for a car which was not, in fact, stolen. Insurance fraud investigators uncover these schemes.
Home insurance fraud investigation. In this type of insurance investigation, investigators discover disaster fraud, which includes false claims of damage. Investigators will often try to find out if the claimant has upgraded their coverage before the claim was filed. They also investigate property fraud to find evidence against those who make false claims about property damage.
Workers compensation fraud investigation. Insurance investigators work to find evidence of workers who claim compensation when not as injured as they report. Investigators will verify the severity of the injury and whether the injury occurred while the person was working.
Insurance company investigation. Investigators also work to uncover evidence of bad business practices at insurance companies. If an insurance company takes your money but does not compensate you as promised, a professional investigator can help you make your case in court.